Terms of Use
Last updated: February 13, 2025
Please read these Terms of Use carefully before accessing or using any part of the Misewou platform. By accessing or using our services, you confirm that you have read, understood, and agree to be bound by these terms. If you do not agree, you must not use our services.
1. Acceptance of Terms
These Terms of Use constitute a legally binding agreement between you and Misewou governing your access to and use of the website located at misewou.pro and all associated services, features, content, and functionality offered by Misewou (collectively, the "Service").
By creating an account, completing a purchase, enrolling in a course, or otherwise interacting with the Service, you affirm that you are of legal age to form a binding contract and that all information you provide is accurate and complete.
2. Changes to These Terms
Misewou reserves the right to modify these Terms of Use at any time. When changes are made, the updated terms will be published on this page with a revised "Last updated" date. Your continued use of the Service following the posting of revised terms constitutes your acceptance of those changes. We encourage you to review this page periodically.
3. Description of Service
Misewou is an online educational platform providing structured courses, lessons, and learning materials focused on finance insights. The Service is designed to make quality education accessible to learners regardless of their geographical location.
We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.
4. Account Registration and Security
4.1 Account Creation
To access certain features of the Service, you may be required to register for an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated at all times.
4.2 Account Responsibility
You are solely responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately at [email protected] if you suspect any unauthorised use of your account or any other breach of security.
4.3 Account Termination
Misewou reserves the right to suspend or terminate your account at any time if we reasonably believe you have violated these Terms of Use or engaged in conduct harmful to other users, third parties, or the integrity of the Service.
5. Permitted Use
You agree to use the Service only for lawful purposes and in a manner consistent with all applicable laws and regulations. You agree not to:
— Access or use the Service in any way that could damage, disable, overburden, or impair our systems or
networks;
— Attempt to gain unauthorised access to any part of the Service, other accounts, or any connected
systems;
— Use automated tools, bots, scrapers, or similar technologies to extract data from the Service without
our express written permission;
— Post, transmit, or distribute any content that is unlawful, harmful, defamatory, obscene, or otherwise
objectionable;
— Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without our express
written authorisation;
— Interfere with or disrupt the integrity or performance of the Service or the data contained
therein;
— Impersonate any person or entity or misrepresent your affiliation with any person or entity.
6. Intellectual Property
6.1 Ownership
All content available through the Service, including but not limited to text, graphics, logos, course materials, video recordings, audio files, and software, is the exclusive property of Misewou or its licensors and is protected by applicable intellectual property laws.
6.2 Limited Licence
Subject to your compliance with these Terms of Use, Misewou grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Service and its content solely for your personal, non-commercial educational purposes.
6.3 Restrictions
You may not copy, modify, distribute, sell, sublicense, publicly display, or create derivative works based on any content from the Service without our prior written consent. Any unauthorised use immediately terminates the licence granted herein.
7. User-Submitted Content
If the Service allows you to submit, post, or share content such as comments, questions, or forum contributions, you retain ownership of that content. However, by submitting content, you grant Misewou a worldwide, royalty-free, non-exclusive licence to use, reproduce, modify, adapt, publish, and display such content in connection with the operation and promotion of the Service.
You represent and warrant that any content you submit does not infringe the rights of any third party and complies with all applicable laws. Misewou reserves the right to remove any user-submitted content at its sole discretion without prior notice.
8. Payments and Enrolments
8.1 Fees
Certain courses or features of the Service may require payment. All fees are stated at the time of purchase and are subject to change. Misewou will provide reasonable notice of any fee changes.
8.2 Billing
By providing payment information, you authorise Misewou or its designated payment processor to charge the applicable fees to your chosen payment method. You are responsible for any taxes, duties, or additional charges applicable to your purchase.
8.3 Refunds
Refund eligibility is determined by the specific terms presented at the time of purchase. Unless otherwise stated, all sales are final once course access has been granted. If you believe you are entitled to a refund, please contact us at [email protected].
9. Third-Party Links and Services
The Service may contain links to third-party websites, services, or resources. These links are provided for your convenience only. Misewou has no control over the content or practices of third-party sites and accepts no responsibility for them. Accessing any third-party site is at your own risk and subject to the terms and conditions of that site.
10. Disclaimers
The Service and all content provided through it are offered on an "as is" and "as available" basis without warranties of any kind, either express or implied. Misewou does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
All educational content, including finance-related materials, is provided for informational and educational purposes only. Nothing in the Service constitutes professional financial, investment, legal, or tax advice. You should seek independent professional advice before making any financial decisions.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Misewou and its officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the Service, even if Misewou has been advised of the possibility of such damages.
In no event shall Misewou's total cumulative liability to you for all claims arising out of or relating to these Terms of Use or the Service exceed the greater of the amount you paid to Misewou in the twelve months preceding the claim or one hundred euros (€100).
12. Indemnification
You agree to indemnify, defend, and hold harmless Misewou and its officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in any way connected with your access to or use of the Service, your violation of these Terms of Use, or your infringement of any third-party rights.
13. Privacy
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. By using the Service, you consent to the collection and use of your information as described in our Privacy Policy.
14. Termination
Either party may terminate this agreement at any time. You may terminate by discontinuing use of the Service and closing your account. Misewou may terminate or suspend your access immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use.
Upon termination, all licences and rights granted to you under these Terms of Use will immediately cease. Provisions that by their nature should survive termination shall survive, including sections relating to intellectual property, disclaimers, limitation of liability, and indemnification.
15. Governing Terms
These Terms of Use represent the entire agreement between you and Misewou regarding your use of the Service and supersede all prior agreements, understandings, and representations relating to the same subject matter.
If any provision of these Terms of Use is found to be unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any right or provision of these terms shall not constitute a waiver of that right or provision.
16. Contact Us
If you have any questions, concerns, or requests regarding these Terms of Use, please contact us using the details below:
Misewou
Yola Farm, 5 Acre, Tagoat, Co. Wexford, Y35 A4N9, Ireland
Phone: +353 66 714 1178
Email: [email protected]
Website: misewou.pro
These Terms of Use are effective as of February 13, 2025.